Expense Splitting App Features
Split Circle is the expense splitting app with no daily limits. Track shared costs for any group, split any way you want, and settle up with one tap. No ads, no paywall on core features, no account required for group members. Free on iOS and Android.
- No daily limits. No ads. Free forever.
- No account required for group members
Last updated: April 2026
Splitting engine
Four ways to split. Every situation covered.
No two expenses are the same. Split Circle adapts to the real-world scenario, not the other way around.
Equal split
One tap. The total is divided evenly among selected members. No math, no arguments.
Exact amounts
Someone ordered more? Set exact amounts per person, to the cent.
By percentage
Each person's share as a custom percentage. Percentages must add up to 100%.
By shares
Traveling with couples and solo travelers? Assign weights. A couple can be 2 shares, a child half.
Multiple payers
More than one person paid? Split the paying side too. Two people covering a bill on separate cards — one expense, no workarounds.
Equal
Same for everyone
Exact
Custom per person
Percentage
Income-based
By shares
Weighted splits
Settle up
Clear balances, one tap to settle.
The app tracks exactly what each pair of people owes each other. See a clean list of who pays who, then record the payment in seconds.
UPI deep link for India
Opens GPay, PhonePe, or Paytm with the amount pre-filled. No copy-pasting UPI IDs.
Any payment method
Cash, UPI, bank transfer, Venmo. Both sides confirm. Status tracks as Pending, Confirmed, or Cancelled.
How we compare
| Feature | Split Circle | Splitwise | Tricount |
|---|---|---|---|
| Free expenses/day | Unlimited | 3 (free) / Unlimited (Pro) | Unlimited |
| Ads on free plan | None | Yes (with cooldowns) | None |
| Account for group members | Not required | Required | Not required |
| UPI settlement (India) | Yes | No | No |
| Offline mode | Full (offline-first) | Limited | Partial |
| Pro price | $2.99/mo | $5/mo ($40/yr) | Free |
Splitwise free tier limited to 3-5 expenses/day as of April 2026.
Where competitors have an edge: Tricount has no paid tier at all. Splitwise has a larger user base and more third-party integrations.
Seen enough? Split Circle is free. No daily cap.
Download FreeFull Feature List
Group expense tracker for any size group
No daily limits
Add as many expenses as you want, every day. No paywalls after entry 3 or 5. That cap is a Splitwise thing, not ours.
Zero ads
No banner ads. No 10-second cooldowns before you can log an expense. The app just works.
No account required for group members
The person who created the group needs an account. Everyone else can join as a guest. No sign-up friction, no dropped invites.
Works offline
Add expenses on a plane, at a campsite, or anywhere the signal drops. Everything syncs automatically when you reconnect.
UPI-native settlement
Settle debts in one tap with UPI deep linking. No copy-pasting UPI IDs or switching apps: the payment screen opens directly.
Receipt photos (free)
Attach photos of receipts to any expense. Free tier gets photo attachments. Pro tier adds OCR scanning that reads the amounts automatically.
Four ways to split
Split equally, by exact amounts, by percentages, or by weighted shares. Pick the method that fits the expense.
Multiple payers
More than one person paid for the same expense? Split the paying side too. Two people splitting a cab fare on different cards — one expense, no confusion.
Group management
Create separate groups for roommates, trips, work lunches, and anything else. Balances stay clean across groups.
52 currencies
Create any group in any of 52 currencies. Pick the currency at setup and every expense in that group uses it.
Spending charts
See where the money went: by category, by person, by month. Basic analytics are free, no Pro subscription needed.
Group budgets
Set a budget for any circle. Choose from six templates (Household, Travel, Event, College, Business Trip, Monthly) or build your own. The app tracks spending in real time and alerts you at 80% and 100%.
PIN and biometric lock
Lock the app with a PIN or Face ID / fingerprint. Set it to auto-lock after 30 seconds. Your expense data stays private even if someone else picks up your phone.
CSV export
Download your full expense history as a CSV. Useful for reimbursements, tax records, or keeping a personal copy.
Features FAQ
Keep your circle. Split the bills.
Free on iOS and Android. No daily limits, no ads. Your friends don't need an account.